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Firm declares lady HIV positive over alleged N25,000 loan debt

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A traumatised lady, Mayowa Pelumi, has narrated how a loan firm, Credit9JA, sent messages to all the contacts on her phone, saying she was an HIV-positive patient, who escaped from a facility where she was being treated.

The lady, who said such action by Credit9JA was unbelievable and hitting below the belt, denied owing the loan firm.

This was also as she demanded justice for the loan firm’s action.

She said: “I have been receiving calls from different people, saying that someone sent my picture to them, that I was HIV positive, and that I escaped from a facility where I was being treated.

“People called me to find out if it was true.”

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Pelumi explained that she took a loan of N16,000 from Credit9JA to pay N24,000, but she was not able to meet the due date.

According to her, she was supposed to pay the loan in two weeks, but due to circumstances beyond her control, she exceeded it by a week.

She said: “When they called me to remind me of the loan, I explained my desperate situation to them, apologised and that same week I repaid the loan in three tranches.

“But instead of paying them N24,000, I paid them N25,000.

“I have my proof of payments.

“A few days after I paid, Credit9JA chatted me, saying I still owed them N25,000.

“I asked: How come?’”

In most online loans, immediately after a customer exceeds the due date of loan repayment, an astronomical interest is placed on the initial interest.

But Pelumi insisted that Credit9JA did not explain that to her when she collected the loan.

She also insisted that she had used the loan app twice and had never had such a problem with them.

She said that while she was still waiting for them to explain to her how her debt came back to N25,000 even after she had paid them, she started receiving calls from concerned family members, friends and acquittances asking if she was truly HIV positive.

A human rights activist, Esther Ekwem, who has taken up the case for Pelumi, said she could not understand how declaring a customer as an escaped HIV patient would help to ensure the loan was refunded.

Insisting that what Credit9JA did amounted to mental torture, the activist said she had called the company to hear from them what led to it taking such drastic steps in subjecting their customer to trauma.

Ekwem said the lady who picked her call was quite rude.

She revealed that she had briefed her lawyer to sue the company for what it did to Pelumi and the process has started.

Some of the messages sent to Pelumi and her contacts were: “This is to inform the general public that Olayode Pelumi Mayowa, age 25, has been tested positive (+) to HIV/AIDS, and escaped from the healthcare facility with the mind set of infecting the general public. Kindly avoid this person and contact the nearest police station or healthcare centre so this person can be apprehended and taken back to the healthcare centre.”

It was signed Public Health Nigeria, HIV’AIDS Department, Abuja.

In another message sent to her via WhatsApp, Credit9JA said: “This is another day to save yourself and others from stress and turmoil. As usual your payment should come in or before 12PM OOO. We no wan talk too much today. Make sure to use Opay, account name; Momoh Mohammed Sak, account number; 7060424817. Send receipt. Note: This account is on the APP, so it is not personal account.”

Our reporter reached out to the firm via phone number 08100851343, call, Truecaller showed Silvia Abj.

However, nobody picked.

Our reporter then sent a WhatsApp message, asking for the firm’s side of the story and why they tagged their customer’s HIV carrier, including sending such erroneous messages to all people in her contact, but they replied thus: “Alaye Ebami Dake Ejoh (My person, please keep quiet).”

Silvia would later send a voice note, saying: “Different people had come, using the same thing to come and lure me into talking, so that you guys can justify her action, please and please I’m not in for that.

“Whatever lies she has fabricated, I’m not going to explain to anybody anymore.”

Ekwem, who is the Chief Executive Officer of Esther Child Rights Foundation, said what the loan firm did was enough to cause mental health for a customer and should not be the yardstick deployed in making a borrower to refund a loan.

The Central Bank of Nigeria and Federal Competition and Consumer Protection Commission had asked loan firms, now referred to as loan sharks, to stop resorting to unprofessional measures of harassment, cyberbullying and breach of data privacy of their customers who may have defaulted in loan payment. (TheEagle)

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Tinubu meets APC Governors at Presidential Villa

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President Bola Tinubu
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President Bola Tinubu is currently meeting with governors elected on the platform of the All Progressives Congress (APC) at the Presidential Villa, Abuja.

The meeting, involving members of the Progressives Governors Forum (PGF), commenced shortly before 4pm on Thursday, following a separate session of the National Economic Council (NEC) chaired by Vice President Kashim Shettima.

As of the time of filing this report, the meeting was still ongoing, with details of the agenda yet to be made public.

The engagement comes amid heightened political activities ahead of the 2027 general elections, eight days after the official commencement of campaigns in line with the timetable released by the Independent National Electoral Commission (INEC).

It also comes five days after the APC released the list of members of its Presidential Campaign Council for the 2027 elections.

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The campaign council is headed by former Zamfara State Governor, Senator Abdulaziz Yari, who was appointed Director-General.

The meeting between Tinubu and the APC governors is expected to provide an opportunity for discussions on political coordination, mobilisation and other issues concerning the party ahead of the 2027 elections.

The Progressives Governors Forum has remained a key platform for coordination among APC governors, while the President has continued to engage party leaders and elected officials as the party prepares for the elections.

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SEDC set to launch 15 Agromechanisation projects across S’East

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…Says “We’re bringing back Okpara’s agro-industrial revolution”

….Hails Gov Mbah’s proactiveness, promises communities bountiful benefits

The South East Development Commission, SEDC, says it is set to reignite the agro-industrial revolution that made the defunct Eastern Region the fastest growing economy in the world between 1954 and 1964.

The Commission said it was embarking on three Agromechanisation projects, one in each of the three senatorial zone of Enugu, Abia, Imo, Anambra, and Ebonyi State, in partnership with the state governments, starting with Enugu.

The Commission gave the assurances at Nomeh, Nkanu East Local Government Area of Enugu State during a community engagement with leaders and stakeholders of the community on the proposed Nomeh Agromechanisation Project.

In his detailed presentation, the Executive Director, Natural Resources, Agriculture, and Rural Development (NRARD) at the SEDC, Dr. Clifford Ogbede, said the project would also provide numerous direct and indirect job and business opportunities, making agriculture attractive to the youths again

Dr. Ogbede, who was represented by his Technical Adviser at Commission, Dr. Chris Uwadoka, explained that the projects would also attract local and foreign investors, giving Ndigbo in diaspora the opportunity to be part of rebuilding the South East.

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“We could all recall that the Eastern Region economy was at a point rated as the fastest growing economy in the world. That means that we were ahead of many leading economies of today in term of growth. And at the root of it was agriculture, thanks to the visionary leadership of the former Premier of the region, Dr. Michael Okpara.

“So, after thorough brainstorming sessions, the SEDC came up with a blueprint to restore the region’s lost glory, starting with agriculture,” he said.

Commending Governor Mbah for his proactiveness in laying out a robust and elaborate agricultural blueprint for Enugu State, he said the Agromechanisation project would also be cited at Elugwu Akwu, Oji River LGA in Enugu West Senatorial District and Nkpologwu, Uzo Uwani LGA in Enugu North Senatorial District to the benefit of the host communities and South East.

“Governor Mbah nominated Nomeh for the programme. It is a good thing for this community because SEDC is going to bring the best possible agricultural knowledge into the territory, bring specialists, agro-entrepreneurs, improved seeds with greater yields, and support the local farmers.

“So, it is a good thing that has come to the Nomeh community. It’s something to be cheered, cheerful about.

“Also, there’s something happening amongst youth, especially in the South East. They are averse to agriculture. They are walking away from agriculture that their parents depended on because it is back-breaking.

“The labour is much, but the yield is little and you hardly have enterprises, companies that are running on the back of agricultural produce.

“Therefore, this Project is going to attract agricultural enterprises that will give employment to the youth, and give them knowledge. They will see how it is done. They will earn a living for themselves,” he added.

He strongly dismissed the notion that the Agromechanisation Project was a ploy to grab grazing lands for cattle herders.

“There is absolutely nothing like that. This is an entirely South East initiative for the benefit of the South East, then the nation. It is very untrue and not part of the blueprint,” he concluded.

In his remarks, the Enugu State Liaison Officer to the Commission, Chief Edeani Edeani, said the Federal Government and Governor Peter Mbah were determined to use agriculture to fight insecurity.

“With such massive agromechenisation projects across the South East, our spaces will be more effectively and gainfully occupied and governed. Also, the youths will be gainfully employed,” he stated.

Speaking, a community leader and Senior Special Assistant to the Governor on Media, Uche Anichukwu, thanked President Bola Ahmed Tinubu for establishing the SEDC after many failed attempts by Ndigbo under previous administrations.

“I worked at the national parliament for several years, and I am very much aware of the many attempts to set up a commission without success. It was either the bill did not scale through the parliament or it was denied presidential assent. But on 24th July, 2024, President Tinubu graciously signed into law the legal framework creating the SEDC to rebuild infrastructure and serve as a platform for a coordinated regional development,” he said.

He lauded the SEDC Managing Director, Mark Okoye, and his team for launching out with agriculture as a pivot for the economic revival and growth of the region, noting that they had brought “a totally fresh approach to running regional development commissions.”

“As a community, we are most grateful to the President and Governor Peter Mbah for choosing Nomeh to host the pilot project. We do not take it for granted.”

On his part, the traditional ruler of Nomeh Unateze, HRH Igwe Israel Okonkwo Mbah, who was represented by the traditional prime minister, Chief Daniel Anikpuma, said the Nomeh Unateze Agromechanisation Project would bring back the pre-civil war glory of the community.

“It is a sort of bringing back the glory of Nomeh-Unateze, a bustling railway and agricultureal town in the past. Before the war, we had UAC, Leventis, and several other produce trading companies here. The war broke out, and everything stopped.

“Today, the SEDC and the Enugu State Government have remembered Nomeh Unateze and come with mechanised farming to reactivate our community. We believe it is going to bring massive development and we embrace it with a grateful heart,” he stated.

Likewise, the town union government of the community, speaking through Engr. Uchenna Anyanwu, threw its weight behind the project, assuring that necessary machinery would be put in place to ensure the smooth execution and security of the project.

Another community leader, Mrs. Veronica Onwude, said the project had given the people more hope, as the women, their husbands and youths would be more gainfully employed.

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BREAKING: NLC General Secretary, Ugboaja, is dead

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General Secretary of the Nigeria Labour Congress, Emmanuel Ugboaja
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The General Secretary of the Nigeria Labour Congress, Emmanuel Ugboaja, has died at the age of 60 after a protracted illness.

Details surrounding his death remained sketchy as of the time of filing this report.

The NLC President, Joe Ajaero, announced Ugboaja’s death to members of the Congress National Executive Council during their ongoing meeting in Enugu, Enugu State, according to Tribune newspapers.

Ajaero reportedly read a letter from the deceased’s family informing delegates of his passing.

Ugboaja, a veteran trade unionist and lawyer, had served as the NLC General Secretary since August 2019, following the ratification of his appointment by the Congress’s National Executive Council at a meeting in Kano. He succeeded the retiring Peter Ozo-Eson.

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As General Secretary, Ugboaja was responsible for coordinating the administrative and strategic operations of the labour centre, including relations with the NLC’s affiliate unions, industrial relations, negotiations with government and employers, policy implementation and nationwide mobilisation.

His tenure coincided with some of the most significant confrontations between organised labour and successive governments over wages, workers’ welfare and economic policies.

One of his early major assignments was the negotiation surrounding the implementation of the N30,000 national minimum wage approved by the Federal Government in 2019. The disagreement over implementation brought the government and organised labour close to industrial action before an agreement was eventually reached.

Ugboaja remained involved in subsequent negotiations and campaigns on workers’ wages and welfare.

In April 2026, he signed an NLC directive urging workers in states that had yet to fully implement the 2024 National Minimum Wage Act to participate in street rallies on May Day, reflecting his role in translating the decisions of the Congress into nationwide mobilisation.

Born on May 15, 1966, Ugboaja studied Law at the University of Calabar, graduating in 1987.

He initially spent about four years in private legal practice before joining the trade union movement in 1993.

According to the NLC’s historical biography, his entry into the labour movement made him the first Nigerian lawyer to work full-time for a trade union.

He began his trade union career with the National Union of Chemical, Footwear, Rubber, Leather and Non-Metallic Products Employees, an affiliate of the NLC, where he rose to become General Secretary between 2000 and 2005.

Ugboaja later served as Coordinator, Advocacy and Mobilisation, at the Alliance for Credible Elections between 2006 and 2009, before joining the NLC Secretariat in 2009.

His death comes at a significant period for Nigeria’s labour movement, which has remained engaged with the Federal Government and state governments over the implementation of the new minimum wage, workers’ welfare and the wider economic impact of ongoing reforms.

The NLC is expected to make further statements on Ugboaja’s death and funeral arrangements.

 

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